Custom Insurance Solutions
Top-Tiered Service
Competitive Rates
Personal Insurance
Business Insurance
Why Choose an Independent Agency?
HorizonFirst utilizes technology and expertise to deliver modern solutions in an ever-changing world. We provide custom insurance solutions to ensure a brighter future for you, your family, and your business.
Not all insurance agents are the same! Choosing the right one can make a big difference – in price, service, and value. With other agencies, you get one company that sells one brand of insurance. We put our vast network to work for you by comparing coverage and prices to find the best value and top-tiered service that you deserve.
We’re committed to being your advocate in times of need. We are a locally owned independent insurance agency and love meeting with our clients. We are proud to live in the community we serve.
Scott Labarowski, Founder of HorizonFirst
Insurance Uncovered: Tips from Scott Labarowski of Horizon First
"On this episode of the Retire Y’all Podcast, Adam sits down with insurance pro Scott Labarowski of HorizonFirst to unpack what’s changing in the world of P&C insurance. From admitted vs. non-admitted policies to insuring jewelry and other often-overlooked tips, this episode covers it all. Learn simple strategies you can use right now to protect your home and valuables in everyday life. To learn more about Scott and his team, visit Horizon First Insurance."
Insurance Industry News
Listen along as Scott talks with Adam Curran on the Retire Y'all Podcast. They discuss the following:
What is going on with Homeowner’s Insurance nationally and locally?
What is the importance of knowing the difference in Admitted vs. Non-Admitted policies?
What are the options to lower your Homeowner Insurance premium?
What exactly does my Commercial Insurance cover?
What is Cyber Insurance?
Protect What Matters Most
We have the protection you need for your family, your home, your cars, and all of your valuable assets. Speak with a licensed agent today.
Located in Charleston, SC, we are proud to serve clients throughout the Lowcountry, including:
- Mount Pleasant
- Isle of Palms
- Daniel Island
- West Ashley
- James Island
- John's Island
- Folly Beach