About HorizonFirst

HorizonFirst is ensuring a brighter future.

Scott Labarowski founded HorizonFirst with the vision to modernize insurance and provide holistic insurance protection to his clients. After spending 10 years working for a major insurance company and 20 years in the financial services industry, Scott has a unique perspective and expertise. He has a 360 view of the insurance industry and understands the financial impact it can have on an individual, a business, and a family. 


Scott is determined to provide the best insurance protection for our clients by utilizing his expertise, modern technology, and trusted network of carriers. In addition, he can best serve his clients by being an independent insurance agency.  


We love to help our clients. Without insurance, people can lose everything they have worked hard for their entire lives. We want to be your local insurance advisor. Give us a call, and let us protect you, your family, and your business!

Insurance Carriers

Years of Experience

Satisfied Customers

Scott Labarowski

Our Founder

Scott is happily married to his wife, Judy, and they reside in the Lowcountry of Charleston, SC. They have two children that are out of the house. One of Scott’s biggest joys is being a grandfather! He has one grandchild, Arthur. Scott and his wife also enjoy adopting rescue dogs, love to cook, entertain in their home, and play golf with friends.
Scott Labarowski - Founder of HorizonFirst Insurance, independent insurance agent in Charleston, SC
American flag

Our Community Commitment

Scott and his wife are active in the community and belong to several civic and professional organizations. Scott is especially dedicated to supporting organizations that help rescue animals, empower small business owners and advocate for US Military Veterans. They are active members of Seacoast Church in Mount Pleasant, SC.

Protect What Matters Most

We have the protection you need for your family, your home, your cars, and all of your valuable assets. Speak with a licensed agent today.

HorizonFirst Location Mount Pleasant South Carolina

Located in Charleston, SC, we are proud to serve clients throughout the Lowcountry, including:

  • Mount Pleasant
  • Isle of Palms  
  • Daniel Island
  • West Ashley
  • James Island
  • John's Island
  • Folly Beach