Boat Insurance

From Sea to Shore

You may want to consider purchasing a boat policy to protect yourself and your water vehicle in the event of an accident. A boat policy includes coverage for bodily injury, guest passenger liability, medical payments, trailers, motors, and towing. Not only is boat insurance reliable, but it’s also very affordable! In addition, boat insurance will extend liability protection for losses such as fire, theft, property damage, and hurricanes, to name a few.

What to consider

Here are a few things to consider as you prepare for the discussion:
How much can you afford to pay out of pocket if your boat is in an accident, damaged or stolen?
Is my boat covered for use year-round?
What discounts and programs are available?
Do I have coverage if I need to have my boat towed in an emergency?
What’s the process for filing and settling a claim?


What discounts and programs are available?
Ask about discounts for taking boat safety classes or having multiple policies.

Protect What Matters Most

We have the protection you need for your family, your home, your cars, and all of your valuable assets. Speak with a licensed agent today.

HorizonFirst Location Mount Pleasant South Carolina

Located in Charleston, SC, we are proud to serve clients throughout the Lowcountry, including:

  • Mount Pleasant
  • Isle of Palms  
  • Daniel Island
  • West Ashley
  • James Island
  • John's Island
  • Folly Beach