Business Owner’s Policy

Small Business Insurance for Entrepreneurs like You

HorizonFirst creates modern, technology forward insurance solutions that recognizes the importance of independent businesses and the entrepreneurial spirit. Whether located on Main Street or working from home, HorizonFirst can offer new ways of thinking to empower entrepreneurs and offer protection to remain independent.

For many small business owners, the last thing on their mind is spending money before they make money. What happens if your employees steal cash out of the register? Your website gets hacked and your client’s credit card is compromised while making a purchase? A client slips and falls while on your property? Someone gets sick from eating your product or even worse, gets injured while using your product? If a mishap occurs at any company, it could potentially cause a ripple effect on the company’s finances and the owners as well. These problems are real and is why the team at HorizonFirst encourages individuals/small businesses to carry proper insurance at all times.

As an independent insurance agency, we have the ability to shop multiple carriers on your behalf for the best rates and coverages. Take control of protecting your small business, your family’s future, your employee’s future, and your employee’s family’s future by speaking to a HorizonFirst specialist for a tailored plan specific to your business needs. As a former top commercial producer for a captive insurance carrier, HorizonFirst understands small business insurance and we have the track record and experience to earn your trust.

What is a Business Owner’s Policy (BOP)?

A business owner’s policy (BOP) is a packaged insurance product. It combines general liability protection and property coverage into a single insurance policy. Buy one policy instead of two and save money!

General Liability + Property Coverage = BOP

Protect Your Business

Take control of protecting your small business, your family’s future, and your employees by speaking to a licensed agent today.

HorizonFirst Location Mount Pleasant South Carolina

Located in Charleston, SC, we are proud to serve clients throughout the Lowcountry, including:

  • Mount Pleasant
  • Isle of Palms  
  • Daniel Island
  • West Ashley
  • James Island
  • John's Island
  • Folly Beach