Life Insurance

Take a Proactive Approach

Just like you, families rely on us for the most important things that go beyond just love and shared experiences. We want to help you find a life insurance plan that suits your short and long-term goals and fits your personal and financial needs.

Why do I need life insurance? 

Here are just a few of many people who should have coverage:

• The single mother working hard to provide a bright future to her little ones.
• The 40-year-old man is grinding it out daily to give his wife and kids a great life.
• The young couple who just got married and want to plan a smart future.
• The thoughtful family is taking care of an elderly parent or grandparent.

The list goes on and on because, in reality, we need protection against the “what if’s” in life.

Plan for Real Life

It all boils down to financial stability. Life insurance provides your loved ones the financial resources should something happen to you. Many employers offer life insurance as part of their employee benefits program, and most people think it’s enough. 

What happens if you change jobs or, even worse, lose your job? Is your life insurance policy with your employer portable? How much life insurance do you need? We want to make all of this a reality by sitting down and asking questions to develop solutions that meet your individual needs. 

With life insurance, you are ensuring a brighter future for you and your family. Please don’t wait until it’s too late or when you’re sick. Let’s get started today!


How much life insurance should an individual own?
Calculating the correct amount of life insurance to buy is not as simple as it appears.

HorizonFirst recommends contacting us for help determining the right amount of coverage. As independent agents, we are unbiased advisers that will help you avoid buying too much, show you appropriate optional coverages for your need, and recommend a company that will best serve your interests.

Protect What Matters Most

We have the protection you need for your family, your home, your cars, and all of your valuable assets. Speak with a licensed agent today.

HorizonFirst Location Mount Pleasant South Carolina

Located in Charleston, SC, we are proud to serve clients throughout the Lowcountry, including:

  • Mount Pleasant
  • Isle of Palms  
  • Daniel Island
  • West Ashley
  • James Island
  • John's Island
  • Folly Beach