Renter’s & Condo Insurance

Renter’s & Condo

When you buy either a renter’s or condo insurance policy from HorizonFirst, you’ll gain peace of mind knowing that you have quality coverage. Renter’s and Condo insurance is not only reliable, but it’s affordable!

The main reason for buying renters or condo insurance is to protect your personal property and have liability protection in an accident or loss. The amount you pay for renter’s and condo insurance depends on several factors, including the coverage limits you choose, credit history, prior insurance history, property location, among others.

We can help you find options; you choose the type and amount of coverage that fits your needs. That’s a small price to pay, knowing the things you own are well protected.


Why would I want to buy renters insurance?
If you live in an apartment or a rented house, renters insurance provides essential coverage for both you and your possessions. A renters policy protects your personal property in many cases of theft or damage and may pay for temporary living expenses if your rental is damaged. It can also shield you from personal liability. Anyone who leases a house or apartment should consider this type of coverage.
Why do some apartment complexes require tenants to have renters insurance?
Owners of apartment complexes buy insurance policies for their liability and to cover their buildings and personal property. However, these policies do not cover any of the tenant’s property or liability. By requiring their tenants to have renters insurance, the apartment owner is assured that the tenants will not mistakenly believe the apartment complex owner’s policy will provide coverage for a tenant’s property or personal liability. Although this type of requirement benefits that apartment complex owner, there are benefits to the renter. HorizonFirst Insurance recommends that you purchase renters insurance regardless of what your landlord requires.

Protect What Matters Most

We have the protection you need for your family, your home, your cars, and all of your valuable assets. Speak with a licensed agent today.

HorizonFirst Location Mount Pleasant South Carolina

Located in Charleston, SC, we are proud to serve clients throughout the Lowcountry, including:

  • Mount Pleasant
  • Isle of Palms  
  • Daniel Island
  • West Ashley
  • James Island
  • John's Island
  • Folly Beach